Our Uncertain Life Spans Make Financial Planning Tougher

Jalene Hahn |
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IBJ

A recent Kiplinger article, “5 Big Problems to Solve Before You Retire,” lumped financial advisers into two camps.

“There are those who promise everything is going to be fine; you don’t have to fret about retirement, they say, because they’ll help you make more than enough money to get you through. And then there are the hand-wringers who just can’t stop with the worrying and their warnings that you’ll never have enough.”

The truth lies somewhere in the middle. I tend to be more of a “hand-wringer,” in part because of the long time horizon and the uncertainty.

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